How Buying a House Can Reduce Your Stress and Improve Your Health

“How Buying a House Can Reduce Your Stress and Improve Your Health”

Many studies show that stress is the leading contributor to many illnesses and diseases. Stress related diseases include high blood pressure, heart problems, diabetes, depression and anxiety, chronic headaches, and asthma. It is easy to overlook the daily contributors of stress in our lives. They can come from any aspect of our lives, such as financial, emotional, environmental, or even simply poor time management. We ignore them because we become accustomed to many of these stress factors. They are as simple as line ups when we are pressed for time, heavy traffic, and not having easy access to certain amenities which adds more travel time in our already busy schedules.

Studies have shown that reducing our stress load and leading active lifestyles can reverse harmful effects of stress. Although eliminating stress completely out of lives is not necessarily feasible (or desired for those who need that bit of a push), we can reduce it by making a few simple changes in our lifestyles.

So how can buying a house reduce your stress and improve your health?

For some people, not having the time to be active is a big barrier. This is why it’s important to ask yourself a few questions before you decide to buy a home. When looking to accommodate an active lifestyle, here are some things you may want to consider and prioritize as you browse for your new home:
– Do you like to run, cycle, or go for walks around the neighbourhood? Then you may want to consider and prioritize your future home to be in an area that has easy access to bike paths or parks.
– Do you prefer indoor exercises or participating in group fitness classes? Look to see whether your future home is located near a gym, fitness center, or yoga studio as a positive outlet for emotional release.
Other things to consider that could help reduce your stress may include finding a home that has easy access to the highway for those relaxing mountain getaways, or a neighbourhood close to your workplace and multiple methods of transportation to help reduce commuting time. Making sure your home is close to amenities may also help reduce unwanted stress in our “time crunched” society, such as grocery stores, gas stations, veterinarian’s office (for those with animals as part of the family), and perhaps even a spa for those rare moments of relaxation.

It’s important to share your lifestyle needs with your realtor so that they can not only help you find the perfect house, but the perfect neighbourhood to create your perfect home. Click here (“here” will link to your contact me form) to contact Anna and begin your search for your new healthier life.

With the growing awareness of unwanted stress factors in our lives, we are empowered to make healthy choices that will lead us to prevent illness and disease in our lives.

– Clara Cuzzani
Health & Wellness Consultant

CREB Housing market remains unchanged in January

CREB Housing market remains unchanged in January

Calgary’s housing market is starting 2016 firmly in buyers’ market territory, much the same as last year ended.

“The recent slide in energy prices has raised concerns about near-term recovery prospects for the city,” said CREB® chief economist Ann-Marie Lurie. “Energy market uncertainty and a soft labour market are weighing on many aspects of our economy, including the housing sector.”

City wide, January sales totaled 763 units, 13 per cent below last year and 43 per cent below long-term averages. While new listings declined by 16 per cent compared to January 2015, the number of new listings far outpaced the sales, causing inventory gains. January’s city wide months of supply levels rose above six months.

“Selection for buyers in all product types and price ranges has improved,” said CREB® president Cliff Stevenson. “More choice and low interest rates have encouraged some potential buyers to start window shopping. So far, this hasn’t translated into sales activity as many are waiting for steeper price declines from motivated sellers.”

The aggregate benchmark price of $447,300 in January was 1.21 per cent lower than the previous month and 3.27 per cent below the January 2015 price of $462,400.

“As expected, the imbalance between housing supply and demand is continuing to place downward pressure on prices,” said Lurie. “However, the recent price retraction has not erased all the gains recorded in recent years, as the benchmark price remains 4.41 per cent above the January 2014 price of $428,400.”

While all property types have recorded price contractions from recent highs, the largest price declines have occurred in the apartment sector as this segment has had elevated months of supply since the second quarter of 2015.

The apartment benchmark price totaled $281,900 in January, a year-over-year decrease of 6.35 per cent and 2.12 per cent lower than the previous month’s price. In fact, apartment sector prices have once again fallen below the 2007 monthly high of $301,500.

The detached segment of the market continues to show variations depending on price range. The under $500,000 segment remains relatively balanced. However, recent trends are pointing to weaker sales-to-new-listings ratios in the $500,000 to $600,000 range of the market.

“Calgary’s housing market continues to face a wide range of challenges,” said Stevenson. “Sellers are reflecting on their expectations and considering all options available to them, given the dynamics of their specific market. In this environment, buyers have the opportunity to carefully consider their housing needs and make a decision based on their lifestyle and future goals.”

New Home Market Update

According to CREB, new home inventories are rising and product under construction has hit new record highs. Yet absorption levels remain above 95 per cent completion, which, if maintained, can help prevent a large spike in inventory levels on 2016.

Chestermere Market Update

According to CREB forecast, sales activity in Chestermere slowed in 2015 from the record 2014 levels, yet remained well above long-term averages. Chestermere’s annual benchmark price increased year-over-year by 5.71 per cent to $488,142 in 2015. Despite some monthly declines in sales, prices remained relatively flat throughout the year.

A Testimonial from Erica and Marc

Working with Anna Taranova

My fiancée and I worked with Anna in the early fall of 2015 while looking for our first home. The experience was exciting and comforting as we had no idea what kind of house we wanted/needed. With the help of Anna we were able to pinpoint what was essential to us when looking for our first home. She had no issue giving up her weekends to us as we had chaotic weekday schedules. She was open and honest with us the entire way and within a few weeks we had made an offer on our first family home. I would strongly recommend Anna to anyone looking for a house in the calgary area. She will be our first call when and if we decide to move.

Testimonial from Alex and Rob

We have known and worked with Anna for many years. She has helped us find the perfect condo downtown that was our home for 5 years. When we decided we wanted to upgrade to a house in the inner city, Anna assisted us buy our dream new-build home in the heart of our desired neighbourhood. Her knowledge of new developments and builders in inner-city Calgary, coupled with her strong negotiation skills have got us exactly what we wanted. A year later we feel that the price we paid for our home was very good and despite a major dip in the economy our home has retained its value because of its many positive attributes over other homes in the area which Anna has identified and pointed out to us when we were house shopping and comparing various properties in the neighbourhood. Thank you to our Realtor we are living the lifestyle we always dreamed of.
-Alex D and Rob M.

Meet Anna Taranova

I have lived in Calgary for almost 20 years and have been a real estate agent for over 10. Until I got married 3 years ago and had my daughter, I frequently traveled to Europe, all over the United States, Central America and a number of countries in The Middle East which helped me develop a passion for discovering other cultures, their history, cuisine, art and architecture. My passion for real estate and real estate development has been fuelled by my traveling and seeing unique concepts of these in other countries, the various architecture, style, interior design and finishings.
I am committed to not only bring my thorough knowledge of Calgary real estate market to working with you but to focus on custom solutions for your real estate and life-style needs. Whether you are looking to sell or buy a home, develop your dream property on a desired inner city lot in Calgary or find a beautiful acreage for your family outside the city, my clients’ goals and expectations are my top priority.

With over 10 years of experience working in Calgary real estate market, I am knowledgeable of its ups and downs and how to make the most of each situation for my clients. I am happy to bring my multiple areas of expertise to address my clients’ needs from new home financing and marketing/advertising of a property to expert negotiation techniques and dealing with home builders and home builder contractors.

My family and I love Calgary and it has been exciting to watch our city grow and evolve over the past 20 years. Since becoming parents to our daughter we especially enjoy Calgary’s close proximity to the mountains and the towns of Banff and Canmore. We love being outdoors, exploring, hiking, yoga and trying some excellent dining both in the city and outside. In the spring of 2015 we bought a house on Chestermere Lake – a small community with a big heart just outside of Calgary – and it has been wonderful enjoying lake living with my family. We realize how very fortunate we are and giving back is an important part of our lives. My family and I support many local charity organizations such as Children Hospital Foundation, CREB Charitable Foundation, Kids Help Phone and attend many fundraisers throughout the year.
Real estate and real estate development in Calgary and area has long been my interest which turned into a passion and a career. Thank you for letting me share a part of me with you.

Testimonial from Sandra

I contracted Anna when I decided to sell my home. Not only did we find my dream home in less than a week, she managed to sell my existing home (twice!) in a very soft recession market. Her hard work and dedication were truly appreciated. Anna was also an excellent resource during each phase providing quality references for financing, home inspection and anything else I needed to facilitate the purchase and sale process. She even attended my new home orientation to make sure every last detail was taken care of! A complete professional who was a pleasure to work with – I would highly recommend Anna to anyone looking for an exceptional real estate agent.” Sandra H